Loan Overview

Borrower
Advantages

Lender
Advantages

Terms and
Rates

Fees

FAQs

 


Advantages to Borrower
An SBA 504 Loan is a powerful tool that can help your business grow! The 504 Loan Program allows for the following:
  • Low down payment - Preserves working capital.  In most cases, down payment will be as low as 10%.
  • Fixed interest rate on 504 loan - Competitive and usually below market rate, which allows stable cash flow planning.
  • Long term financing - 10 or 20 year maturities, which produces lower payments.
  • Rate of private sector financing usually more favorable (low LTV)

To see an overview of the loan structure, visit the Loan Overview page.

If you have any questions about this program, visit the Frequently Asked Questions page, Request Information, or Contact Us.
 

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