Loan Overview

Borrower
Advantages

Lender
Advantages

Terms and
Rates

Fees

FAQs

 
Loan Package Overview
The SBA 504 Loan Program is usually structured in the following percentages:

• 50% - Private Lending Institution
  
• 40% - Caprock Business Finance Corporation (CBFC)
  
• 10% - Applicant
           Cash - injected into project
           Cash receipts - project purchases (not inventory)
           Outright ownership of land

Note: The 10% equity requirement applies to existing businesses.  New businesses and single-purpose projects will require additional equity.

Home | About Us | Loan Project Structure | Eligibility Requirements | Resources | Contact Us | Site Map
SPAG Economic Development Homepage | SPAG Homepage