Project Structure

Loan Program
To see the structure of the loan program, visit the Loan Overview page.

Advantages to Borrower
The 504 can provide financing for up to 90% of the project. By taking advantage of this program, businesses are offered low fixed rate loan with a low down payment. To see how this loan benefits small businesses, visit the Borrower Advantages page.

Advantages to Lender
The 504 Loan Program works in conjunction with a senior mortgage lender (usually a bank). By working with the 504, the lender has lower risk, more money available, and can receive CRA credit. To see more about these advantages, visit the Lender Advantages page.

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Terms and Rates
To find out more about the terms and rates Caprock offers, visit the Terms page.

Fees
To see the categorization of the fees affiliated with the 504 Loan Program, visit the Fees page.

Frequently Asked Questions
We understand you may have questions, and so Caprock has compiled a list of those most frequently asked questions available on the FAQs page. If you have questions not listed on this page or if you want more information, please contact us.

Project Structure

Loan Program To see the structure of the loan program, visit the Loan Overview page.

Advantages to Borrower The 504 can provide financing for up to 90% of the project. By taking advantage of this program, businesses are offered low fixed rate loan with a low down payment. To see how this loan benefits small businesses, visit the Borrower Advantages page.

Advantages to Lender The 504 Loan Program works in conjunction with a senior mortgage lender (usually a bank). By working with the 504, the lender has lower risk, more money available, and can receive CRA credit. To see more about these advantages, visit the Lender Advantages page.

Loan Program
To see the structure of the loan program, visit the Loan Overview page.

Advantages to Borrower
The 504 can provide financing for up to 90% of the project. By taking advantage of this program, businesses are offered low fixed rate loan with a low down payment. To see how this loan benefits small businesses, visit the Borrower Advantages page.

Advantages to Lender
The 504 Loan Program works in conjunction with a senior mortgage lender (usually a bank). By working with the 504, the lender has lower risk, more money available, and can receive CRA credit. To see more about these advantages, visit the Lender Advantages page.